I was always this happy and hippie type girl, and would continue to be the same. Still there were values that got implanted in my always buzzing head, and I am sure they are going to stay with me for the rest of my life. It’s something I didn’t do for myself, yet it helped me understand the importance of finances.
My nature of helping others
Before telling you my story, let me tell you about my nature briefly. I am a very helping person, and think little about myself. Wherever I find some guy or girl in distress or some problem, I go out of my way to help them, and this helping thing gives me the ultimate satisfaction.
This time also, I was trying to help a guy. The only difference was that, I had helped people earlier with ideas, or by lending my ear or my living place, or by supporting them at tough times with some physical help etc. But this time I was helping with money. And, the funniest part of the story is that, I myself didn’t have any. Then how come I could help one with money? You may call me silly, or stupid, but I am what I am. And, I took an instant payday loan to help this person, knowing well that I will be paying the interests and EMIs.
Why a payday loan
I had to take a loan, but had no fixed assets, and no property to call my own because of the type of life I lead. Thus, I had no other options to get a normal loan. The only way I could get a loan, was by getting a payday loan, as this was a much easier and flexible option. You may ask why.
The reasons are that:
• Instant Payday loans are given to individuals who need sudden quick loans with instant processing. They cannot wait and need the money as soon as possible. The reason to take up the loan can be any, and most often it’s a crisis that drives one to take such a loan
• Individuals who need a loan to repay back old and existing loan EMIs may take a payday loan. The payday loans can be used for this purpose solely
• People who have already ruined their track record of loan repayment, and have become defaulters to loan and credit cards can apply for the instant payday loans UK , and get then approved
• People who do not care about the short term and high interest rates of payday loans, and knows that they will be able to repay that back in time, continues with it
Now I certainly fell into the category of getting a payday loan, and applied for the same instantly. I got support from my other likeminded friends as well on the decision. Support, was only what I needed and that was my strength. Finally I could accumulate the finances I needed to help the person, and felt satisfied once again with my life.
Who would help me in disdain?
But, then a realization dawned upon me about my own life. If I were in a trouble, and needed some cash, who would be so helpful to bear the interests of loans for me, and give me all the cash with just a smile on face. Not all people are my prototypes on earth. In fact I may not find a single such person.
Thus I felt that it is high time that I get conscious about myself, and save something for my problems too. Now, after a few years of that incident, I am happy to announce, that I am still that same happy and hippie person, willing to help others with all I have. But, now I also have strong financial backing to help myself as well if I need any,